Credit Market Development Programme: Ghana Credit Market Diagnostic

Client: Bank of Ghana (BoG) and Financial Sector Deepening Africa (FSDA)

Objective: To undertake qualitative and quantitative analysis of existing data about Ghana’s credit market to highlight strengths and weaknesses in the market and to identify opportunities for development. The study is being undertaken in two phases with special focus on agriculture, MSME, salary backed, housing, renewable energy and digital credit.

Key activities: review and refinement of draft data template and questionnaire in discussion with BoG and key stakeholders; collection and analysis of preliminary credit market statistics based on data already collected by BoG and other sources; testing the data template with selected bank and non-bank lenders; collection of baseline diagnostic information from these selected institutions and development of credit market estimates.

Scope/Focus: Ghana’s Credit Market

Coverage: Nationwide

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