Category: Publications

In 2015, the Ministry of Finance launched a nationwide Financial Literacy and awareness campaign towards the support of Government of Ghana’s comprehensive financial inclusion strategy effort. This campaign was...

The adult population in Ghana’s microfinance sector and the broad financial sector of Ghana is the main target of financial service providers. This is because of the notion that...

Microfinance is deep-rooted in the history of Ghana. The tradition of keeping money for emergencies or taking small loans from individuals and groups to self-start a business or for...

In the mid-part of 2015, the mass media reported that directors of DKM Microfinance had diverted GHS77.26 million of depositors’ funds to subsidiary companies. The story dominated the mass...

{This article was adapted from the Universal Standards for Social Performance Management Implementation Guide.} There are key initiatives that are currently driving positive change in Ghana’s microfinance sector. Together,...

Are you worried that you are not attracting and retaining clients? Are you hearing your clients complain about your services and products? Do you sincerely believe that you can...

Who polices the policeman? Funny as it may sound, it is a very important question that needs to be addressed in everybody’s life—be it on the personal or professional...

Effective management of the loan portfolio and the overall credit function is fundamental to an MFC’s soundness. Loan Portfolio Management (LPM) is the process by which risks that are inherent in...

The Client Protection Principles are basic principles in microfinance that aid microfinance providers to practice smart business and in the process exhibit good ethics. They are the minimum standards...