Project Title DEVELOPMENT OF ROADMAP FOR DRAFTING GHANA’S FINANCIAL INCLUSION STRATEGY
Client MINISTRY OF FINANCE/ GIZ RESPONSIBLE FINANCE
Assignment Description

 

CDC Consult was engaged on an assignment commissioned by the Ministry of Finance with sponsorship from GIZ Responsible Finance to support the development of a comprehensive National Financial Inclusion Strategy for Ghana. The report summarized the current state of financial inclusion in Ghana and provided recommendations for strengthening financial inclusion in Ghana and for eventual development of a National Financial Inclusion Strategy for Ghana.
Period 2015

 

Project Title MARKET ASSESSMENT OF REFUGEE CAMPS IN SELECTED LOCATIONS IN GHANA
Client UNITED NATIONS HIGH COMMISSION FOR REFUGEES (UNHCR)
Assignment Description

 

The market research was aimed to study the “Market Assessment of Refugee Camps in the Volta, Brong Ahafo, Central and Western Regions of Ghana. The study assessed the business opportunities for the refugees in their camps and immediate environs and how the agency’s programs would help the refugees make the most of these identified business opportunities. Key activities undertaken included:

  1. Review economic and development priorities, right to work and access to land
  2. Market assessment/ general
  3. Market assessment/ identification of opportunities
  4. Identification of business development services needed to enhance the beneficiaries’ successful business endeavours
  5. Reviewing livelihood programming and interventions
  6. Advise on value chain analysis
Period 2014

 

Project Title FINANCIAL INCLUSION LANDSCAPE SURVEY
Client MINISTRY OF FINANCE/ RESPONSIBLE FINANCE (GIZ)
Assignment Description

 

The survey was conducted to provide input into the formulation of a financial inclusion strategy for Ghana. The study amongst other things was aimed at identifying the current status with respect to providers; products and services; regulatory and supervision framework; outreach; financial capability and consumer protection; financial inclusion gaps, opportunities and constraints.
Period 2014

 

Project Title RAFiP MID TERM REVIEW (MTR) MISSION
Client RURAL AND AGRICULTURAL FINANCE PROJECT (RAFiP)
Assignment Description

 

CDC Consult was engaged to undertake a Mid Term Review (MTR) of RAFIP. Activities included:

i.     Reviewing  capacity building (training) programmes and need to revise or fine-tune support: clarify implementation arrangements, eligibility criteria, procedures and identify ways in scaling up and mainstreaming programme capacity building activities;

ii.    Explore the possibility of adopting/adapting financial literacy and inclusion as an approach to reach out to intended clients, and implementing specifically for value chains, clients and rural areas being targeted by other IFAD programmes;

iii.   Explore and develop an implementation plan for addressing the demand (client) side of access to finance, in collaboration with and complementary to other initiatives for financial literacy and inclusion, to better implement targets for outreach;

iv.   Assess the approach to the implementation of the Capacity Building Fund (CBF) and recommend ways of facilitating a more pro-active approach to addressing needs identified by the Bank of Ghana (BOG) as well as the associations, consistent with an approach that is market-based overall.

Period 2014

 

Project Title MICROINSURANCE SURVEY
Client NATIONAL INSURANCE COMMISSION/GIZ
Assignment Description

 

CDC Consult was engaged on a project commissioned by the NIC and GIZ to conduct supply and demand market assessment of microinsurance products and services. The study resulted in the publication of a report on “Landscape of Microinsurance in Ghana 2015 – Supply and Demand Side Report”.
Period 2014-2015

 

Project Title CONSUMER TESTING OF KEY FACT STATEMENTS FOR CREDIT AND SAVINGS PRODUCTS WITH LOW INCOME GHANAIAN FINANCIAL CONSUMERS
Client CONSULTATIVE GROUP TO ASSIST THE POOR (CGAP)
Assignment Description

 

The objective of the assignment was to test how low-income financial consumers understand and use summary product information to compare and select credit and savings products. The study was an initiative of CGAP, Responsible Finance Ghana and the Bank of Ghana working together to improve consumer protection policy and practices in the Ghanaian market for financial products and services with a focus on working to “improve product disclosure and transparency for credit and savings products”
Period November 2013- January 2014

 

Project Title CONSUMER TESTING OF KEY FACTS STATEMENTS FOR CREDIT AND SAVINGS PRODUCTS WITH LOW-INCOME GHANAIAN FINANCIAL CONSUMERS
Client CGAP/GIZ RESPONSIBLE FINANCE/ BANK OF GHANA
Assignment Description

 

CDC Consult was contracted on a Project that sought to test how low-income financial consumers understand and use summary product information to compare and select credit and savings products. The study was an initiative of CGAP, Responsible Finance Ghana and the Bank of Ghana working together to improve consumer protection policy and practices in the Ghanaian market for financial products and services with a focus on working to “improve product disclosure and transparency for credit and savings products”
Period 2013 - 2014

 

Project Title MSME CAPACITY BUILDING BUDGET
Client SPEED GHANA; OIKOCREDIT; UNDP PPSDP
Assignment Description

 

CDC Consult was engaged on several projects with focus on microfinance institutions and apex bodies. The assignment focused largely on Training Design, Training Delivery, Monitoring and Evaluation. Specific projects include RAFIP, SPEED Ghana, UNDP/GoG MSME Capacity Building Project and Promoting Private Sector Development Project (PPSDP). Specific areas of training design and delivery include: Risk Management; Product Development; Credit Risk Management; Financial Management; Internal controls and Fraud Management; Treasury Management among others.
Period 2004-2014

 

Project Title BASELINE STUDY ON SUSTAINABLE SANITATION AND HYGIENE FOR ALL RESULTS PROGRAMME IN GHANA
Client SNV NETHERLANDS
Assignment Description

 

A baseline study with the objective of delivering WASH results in low income countries (LIC) and DFID focus lower middle income (LMIC) developing countries, to strengthen national and local systems, build capacity to provide interventions that will be sustainable thereafter. The programme was implemented using the SNV’s Rural Sustainable Sanitation and Hygiene for All (SSH4A) approach which combines work on sanitation demand creation −mostly through community led approaches, sanitation supply chains, hygiene behavioural change communication (BCC) and WASH governance.
Period May –July 2014

 

Project Title FORMATIVE RESEARCH ON CONSUMER PREFERENCES AND SANITATION SUPPLY CHAIN
Client SNV NETHERLANDS
Assignment Description

 

A study was aimed at informing the design of interventions that will strengthen market-based solutions in the areas of work/intervention to improve access to affordable appropriate sanitation products and services for rural households.
Period 2014

 

Project Title COUNTRY REPORT ON STATE OF THE MICROFINANCE SECTOR
Client SEEP
Assignment Description

 

CDC Consult was engaged on a study on the “State of the Microfinance Sector” in Ghana. The study served as input for the promotion of sustainable microfinance in Ghana. The study was conducted in line with guidelines provided by SEEP in its publication titled “Performing a State of the Sector Analysis: A Guide for Microfinance Associations”. The approach adopted was largely desk review with limited interviews of key informants. The study covered Country and Demographics; Economic Performance; Overview of the Financial Sector; Microfinance Sector;  Regulatory Environment; Status of Apex Associations; Industry Challenges and Opportunities.
Period 2013

 

Project Title FOSTERING INCLUSIVE GROWTH IN AFRICA: AN EVALUATION OF THE AFDB’S POLICY, STRATEGY AND OPERATIONS, 2000-2012
Client AFRICAN DEVELOPMENT BANK
Assignment Description

 

CDC Consult was engaged to evaluate selected AfDB Projects in Ghana as part of on-going evaluation of African Development Bank (the Bank) microfinance policies, strategies and projects approved between 2000 and 2012. The evaluation focused on providing the Bank with an independent view of the relevance of the policies and strategies. It also assessed the performance, effectiveness and sustainability of the results of the Bank’s assistance to microfinance projects. In Ghana, three projects were evaluated: The Gender Responsive Project; Poverty Reduction Support Loan II and Urban Poverty Reduction Project. Key stakeholders including network bodies, implementing agencies such as Gender Project and Social Investment Fund (SIF); development partners, Ministry of Finance (Financial Sector Division) and ARB Apex Bank were interviewed based on which recommendations were made.
Period 2013

 

Project Title BASELINE AND ENDLINE STUDY OF FINANCIAL LITERACY IN SENIOR HIGH SCHOOLS
Client GIZ/RESPONSIBLE FINANCE GHANA
Assignment Description

 

Principals of CDC Consult were engaged on an assignment to promote financial literacy in Senior High Schools in Ghana as part of the inclusion of financial literacy in the Social Studies curricula. The assignment involved the development of training materials and the delivery of training to teachers in pilot schools.  A baseline study was also conducted to assess the level of financial literacy in both the teachers and students in pilot and control schools. After a year of implementation, an Endline (impact assessment) was conducted to assess the change in knowledge and attitude.
Period July 2012 – October 2013

 

Project Title MARKET DEMAND EXPLORATION UNDER COMPONENT 3B OF THE GHANA NETHERLANDS WASH PROGRAMME (GNWP)
Client EMBASSY OF THE KINGDOM OF THE NETHERLANDS (EKN)
Assignment Description CDC Consult Limited was engaged by the Embassy of the Kingdom of Netherlands under collaboration with the Government of Ghana to undertake a market exploration study under component 3b of the Ghana Netherlands Water, Sanitation and Hygiene Programme (GNWP). The study involved the enumeration of 1,221 households and small business respondents from 65 communities/localities selected from GNWP’s four (4) targeted Metropolitan, Municipal and District Assemblies (MMDAs) of Cape Coast, KEEA, Ga South and Ga West (i.e. communities along the Pra/Densu river basins). It assessed the demand for microcredit by households and small private businesses for investing in the WASH sector, and estimated total microcredit demand by these respondents. It also sought to assess the potential for new business to operate in the WASH sector.
Period July – September 2012

 

Project Title MARKET STUDY ON HOUSING MICROFINANCE PRODUCT
Client UNICREDIT GHANA LIMITED
Assignment Description

 

The fundamental objective of the market research was to undertake a qualitative market assessment on the needs, preferences and capacities of the potential target population for a Housing Microfinance Product (financial component and housing support services), at selected geographical areas, which will enable uniCredit to design a prototype of a housing microfinance product with housing support services.
Period 2012

 

Project Title STUDY ON STATUS OF CONSUMER PROTECTION IN THE FINANCIAL SECTOR OF GHANA
Client GIZ/RESPONSIBLE FINANCE GHANA
Assignment Description

 

The survey sought to among other things increase knowledge of the current consumer protection situation for financial consumers to be able to understand and design interventions accordingly. The report made recommendations in respect of policy and regulatory interventions; improvement in operational structures at financial services provider level and enhancing the role of Apex Bodies in the enhancement of consumer protection practices. Key activities undertaken include desk reviews, development of research methodologies, data collection (in-depth interviews, focus group discussions) and reporting.
Period November 2011- February 2012

 

Project Title IFC GHANA SCHOOLS EVALUATION PROGRAMME
Client IFC
Assignment Description

 

The Ghana Schools Programme was an initiative by the IFC to evaluate the impact and sustainability of the Ghana Schools Program. The assignment which was undertaken partly by Ernst and Young and partly by CDC Consult Limited involved interviewing stakeholders of the Program to assess the impact of the Program as well as its sustainability and some of the challenges faced.
Period 2012

 

Project Title ASSESSMENT OF APPLYING FINANCE/CREDIT TO WATER SOLUTIONS
Client SAFE WATER NETWORK
Assignment Description

 

CDC Consult Limited was engaged by the Safe Water Network, an international NGO operating in the Water Sector, to undertake a rapid assessment of applying finance/credit to water solutions. The assessment was undertaken to determine how finance/credit products could be developed, structured and applied to meet the need for water services by the poor in rural and peri-urban communities in Ghana, and where and with whom these products could be piloted.  It sought to understand where there is a financing gap that could be filled and which product or products have the greatest potential for success. Institutions which were considered as best prospects for partnering in pursuing the development and implementation efforts were also identified and relevant market based recommendations were proposed.
Period 2012

 

Project Title MARKET RESEARCH FOR THE FUTURE LEADERS GROUP (FLG)
Client FLG
Assignment Description

 

CDC Consult was engaged by the Future Leader’s Group to conduct a market research assignment aimed at obtaining empirical market data for analysis as an input into defining FLGs target market and determine strategies for serving these identified. The study sought to among other things document existing savings practices of potential clients; document related practice on loan use by potential clients; assess the overall level of satisfaction of potential clients with their current financial Service Providers; gauge the overall awareness of potential clients on the operations of FLG microfinance in the study locations; and Identify desired products which potential clients seek to obtain when they deal with FLG microfinance.
Period March, 2012

 

Project Title MARKET RESEARCH FOR ORAKAME FINANCIAL SERVICES (OFS)
Client OFS MICROFINANCE COMPANY
Assignment Description

 

CDC Consult was engaged by OFS Microfinance Company to conduct a market research to survey clients and non-clients of Orakame Financial Services. The study was aimed at assessing current perception of clients about the products and services of OFS, and to identify the financial needs of potential non-clients to be served by OFS.
Period March, 2012

 

Project Title STUDY ON IMPACT OF CREDIT UNIONS ON POVERTY ALLEVIATION IN SELECTED COMMUNITIES IN GHANA
Client CANADIAN COOPERATIVE ASSOCIATION (CCA)
Assignment Description CDC Consult Limited was engaged by CCA to assess the impact of CCA support on the poverty alleviation of members of CCA beneficiary credit unions, which was commissioned by the Canadian Cooperative Association (CCA). The objective of the study was to evaluate whether the interventions at credit union level increased their efficiency and effectiveness including attainment of financial self-sufficiency, and whether at member level higher income or less poverty has been realized, at least in comparison to those people in the community that never joined a credit union. The survey covered 4 regions in Ghana including Greater Accra, Volta, Eastern, and Brong Ahafo regions. A total of 200 members of the credit unions and 100 non-members were interviewed using structured survey instruments. A comparative analysis was undertaken between the two (2) categories of respondents to draw conclusions on the impact of CCAs assistance on beneficiary credit unions in Ghana.
Period February 2011

 

Project Title PROJECT PROGRESS REVIEW (PPR) OF THE MARKET ORIENTED AGRICULTURAL PROGRAMME (MOAP)
Client MINISTRY OF FOOD AND AGRICULTURE (MOFA)
Assignment Description

 

The review measured the results and impact of the project and served as means for the German government consolidate the results of the project to determine whether the third and final phase was required to conduct of interviews to measure the results and impact of the projected.
Period 2011

 

Project Title SURVEY OF HUMAN RESOURCES IN GHANA’S MICROFINANCE SECTOR
Client JAPAN INTERNATIONAL COOPERATION AGENCY (JICA)
Assignment Description CDC Consult was engaged by JICA to collect the latest and relevant information about present situation and constraints associated with human resources engaged in the local microfinance industry. The survey encompassed the following three components:

·         Collection of raw data on present situation of human resources engaged in microfinance;

·         Collection of the latest information about training institutes of microfinance;

·         Collection of the latest information about the management of medium sized MFIs.

In all, a total of 100 interviews were held with management and staff of selected MFIs under the survey. An Excel based database sheet was created to manage the data collected from the survey.

Period July – August 2010

 

Project Title STUDY OF REGULATORY AND SUPERVISORY FRAMEWORK FOR GHANA’S MFIS IN THE SEMI FORMAL AND IN­FORMAL SECTORS
Client MOF/GHAMFIN/GIZ)
Assignment Description

 

CDC Consult was engaged by the Ministry of Finance and GHAMFIN to undertake a study of the regulatory and supervisory framework for Ghana’s MFIs in the semi-formal and in­formal sectors. Key institutions engaged as part of the study include MoF; BoG; CUA; GHAMFIN, ARB Apex Bank, Other Apex Bodies such as ASSFIN, Ghana Association of Microfinance Companies and Susu Collectors Association. The output of the study included concrete policy options for regulating and supervising the microfinance sector of Ghana. A stakeholders’ workshop which included the Bank of Ghana discussed and adopted the recommendations of the report. The report served as key input for review of the regulatory and supervisory framework for MFIs in Ghana and culminated in the 4-Tiers for the Sector.
Period 2010

 

Project Title FEASIBILITY STUDY ON THE ESTABLISHMENT OF AFRICAN GUARANTEE FUND (AGF)-AFRICAN DEVELOPMENT BANK
Client AFRICAN DEVELOPMENT BANK
Assignment Description

 

CDC Consult was engaged on a Study that focused on assessing the feasibility of establishing an African Guarantee Fund. The study entailed administration of questionnaires targeted at five categories of SME Finance Providers; SME Financiers (Commercial Banks, Savings and Loans Companies, Rural and Community Banks and Leasing Companies); Capital Providers; the Stock Exchange; the Central Bank, and Guarantee Providers. The output of the study included identification of key players and the size of their SME portfolios; estimated size of financing needs of SMEs in Ghana and guarantee requirements as a basis for determining the size of the market for guarantees and the design of the guarantees.
Period 2010

 

Project Title MARKET ASSESSMENT ON LOW INCOME PRIVATE SCHOOLS IN GHANA TO ESTIMATE DEMAND FOR FINANCE AND BUSINESS ADVISORY SERVICES
Client INTERNATIONAL FINANCE CORPORATION (IFC)
Assignment Description CDC was engaged by the International Finance Cooperation (IFC) to undertake a market research on low income private schools in Ghana. The overall objective of the study was to identify and meet the business advisory services needed by these schools to improve on their business operations. A total of 136 Private schools from the study regions were enumerated under the survey. Besides interviewing 136 private schools under the survey, 105 parents of school children were surveyed as part of the overall market research. The results of the study were presented in a stakeholder’s workshop which brought key stakeholders such as representatives of schools, the Ghana Education Service, Ghana National Association of Private Schools (GNAPS), Parents, Donor Organizations, and various Business Advisory Firms.
Period August 2010

 

Project Title IMPACT EVALUATION OF TIPCEE’S ENABLING ENVIRONMENT COMPONENT
Client TRADE AND INVESTMENT PROGRAMME FOR COMPETITIVE EXPORT ECONOMY (TIPCEE)/USIAD
Assignment Description CDC Consult was engaged by USAID’s TIPCEE project to assess the achievements and potentials of the reforms and other interventions undertaken as part of the five year lifespan of the Enabling Environment Component of the project. This covered key interventions such as the Food and Agriculture Sector Development Programme (FASDEP) II. The assignment involved the review of documents/publications, laws and TIPCEE’s annual and semi-annual reports; determination of sampling frame and size, design of interview questionnaires, interview of 37 respondents representing a range of stakeholders, each of whom contributed to the assessment of the selected reforms; preparation of report on the findings from the evaluation.
Period October – November 2009

 

Project Title TRACER STUDY OF ECONOMIC POLICY MANAGEMENT PROGRAMME (EPMP)
Client ECONOMICS DEPARTMENT, UNIVERSITY OF GHANA
Assignment Description CDC Consult was to assess the impact of the Economic Policy Management Programme (EPMP) of the University of Ghana. The focus of the assignment was to conduct interviews with the alumni of the Programme and their employers with a view to assessing their performance in comparison with graduates of similar programmes. The assignment involved the design of sample procedure using the programme’s regional balance as a sampling frame; design of interview questionnaires to conduct interviews with employers of EPMP graduates and with alumni to determine their current placement, professional development, job progression following graduation, and contribution to policy management and networking, preparation of report on the findings of the survey.
Period November 2009

 

Project Title STUDY ON SUPERVISION OF RURAL AND COMMUNITY BANKS AND CREDIT UNIONS IN GHANA
Client MINSTRY OF FINANCE AND GIZ
Assignment Description

 

CDC consult was contracted as Ghanaian counterparts on a study which focused on a review of the current supervisory system of rural and community banks as well as credit unions in Ghana. The study became necessary because both rural and community banks as well as credit unions have spread across the country in significant numbers and this has put a strain on the supervisory and regulatory capacity of the relevant public authorities. The study therefore reviewed the existing structures for supervision in Ghana and their implications; reviewed the status of ARB Apex Bank and its capacity to supervise the RCBs; made recommendations in respect of policy options and structures to enhance the supervisory system in Ghana.
Period 2009

 

Project Title URBAN ADULT FINANCIAL LITERACY BASELINE SURVEY
Client TRADE AND INVESTMENT PROGRAM FOR A COMPETITIVE EXPORT ENVIRONMENT (TIPCEE) AND MINISTRY OF FINANCE (MOF/GOG)
Assignment Description

 

Conducted a nationwide survey of 1,200 respondents including 195 SME owners for the urban financial literacy survey. As part of the Key tasks, CDC Consult Ltd: reviewed literature on adult financial literacy; developed conceptual framework; developed questionnaire; trained enumerators; pilot tested questionnaire; conducted full survey and analysed survey responses.

As part of the output, a report with recommendations was presented to TIPCEE & MoF on the survey

Period 2009

 

Project Title RURAL ADULT FINANCIAL LITERACY BASELINE SURVEY
Client TRADE AND INVESTMENT PROGRAM FOR A COMPETITIVE EXPORT ENVIRONMENT (TIPCEE) AND MINISTRY OF FINANCE & ECONOMIC PLANNING (MOFEP/GOG)
Assignment Description

 

CDC Consult was engaged on baseline survey on rural adult financial literacy in Ghana commissioned by TIPCEE and the Ministry of Finance and Economic Planning. The survey covered a sample size of 1,300 respondents including 300 SME owners. As part of the survey, the firm undertook literature review on adult financial literacy and related areas; development of conceptual framework; questionnaire development; training of enumerators; pilot survey; nationwide survey, analyses of findings using the SPSS statistical software and reporting of findings. A final report was presented at a Stakeholders Workshop in August 2009 as a prelude to the launch of Ghana’s second financial literacy week.
Period 2009

 

Project Title FORMULATION OF SECTOR STRATEGIES AND ENHANCEMENT OF INTEGRATION OF SELECTED PRODUCT VALUE CHAINS
Client MINISTRY OF TRADE AND INDUSTRY, GHANA   
Assignment Description

 

 

CDC Consult was contracted to undertake an assignment involving the formulation of sector strategies for the Ghanaian economy and the integration and enhancement of product value chains into the selected priority sectors – salt, oil palm, fruit & fruit products, fish & fish products, cosmetics and plastics (packaging).
Period 2009

 

Project Title ASSESSMENT OF OUTCOMES AND IMPACT OF INTERVENTION IN MFIS
Client NATIONAL PROGRAMME COORDINATOR, PROMOTING PRIVATE SECTOR DEVELOPMENT PROGRAMME
Assignment

Description

 

Assessment of Outcomes and Impact of Intervention in Six Microfinance Institutions as part of UNDP/ USAID/ GoG support programmes. The assignment was carried out to assess the results/outcomes and effectiveness of activities undertaken to promote the capacity building of selected microfinance institutions and provide analysis of the achievements and progress during the period of implementation. The assessment focused on determining the following: Number of total clients and female clients reached; client retention; effect of intervention on the socio economic status of the beneficiaries especially women in respect areas such as ability to take care of home, provide education, health, accommodation and meals for beneficiaries etc.
Period 2005

Project Title DEVELOPMENT OF STANDARD TRAINING MODULES FOR GHANA’S MICROFINANCE INDUSTRY
Client SAVINGS FOUNDATION
Assignment Description

 

CDC Consult was engaged by the Savings Foundation to review capacity building efforts in Ghana’s Microfinance Industry as a basis for introducing dual education in Ghana’s Microfinance Industry. Team leader for the development of training modules as part of Microfinance Board and Management Certification programme. The modules developed include Corporate Governance, Savings Management, Credit Management, Client Service and Human Resource Management, Technical Module.
Period 2018

 

Project Title TRAINING OF TRAINERS FOR MICROFINANCE ASSOCIATIONS ON THE BUSINESS RULES AND SANCTIONS FOR MICROFINANCE INSTITUTIONS (TIERS 2,3 AND 4)
Client GIZ
Assignment Description

 

CDC Consult was contracted by GIZ to develop and facilitate a ToT course for selected Tiers mostly affected by the introduction of the Business Rules and Guidelines. The ToT course was designed to provide participants with an understanding of the ‘Business Rules of the microfinance service providers in tiers 2, 3 and 4 to enable them further train their members to ensure that the MFIs conduct their permissible activities in a safe, stable and sound environment.  The modules specifically covered a general adult training approach and methodology; generic rules for the MFI categories; as well as rules specific to the various associations. Activities undertaken include:

  • Development of training curriculum;
  • Development of training materials;
  • Facilitation of ToT for selected association trainers;
  • Monitoring of Association training of members.
Period 2017

 

Project Title TRAINING IN LEADERSHIP DEVELOPMENT
Client ROOT CAPITAL WEST AFRICA
Assignment Description

 

CDC Consult was engaged to by Root Capital to develop and facilitate training in leadership development for its SME clients. Specific training areas under the programme included Leadership, Networking, Change Management and Succession Planning. Activities undertaken by the firm included the conduct of training needs assessment, development of training materials and facilitation of training.
Period 2017

 

Project Title FINANCIAL AND AGRICULTURAL LITERACY TRAINING
Client MARKET ORIENTED AGRICULTURAL PROGRAMME
Assignment Description

 

CDC Consult Limited was contracted under the Market Oriented Agricultural Programme to develop and deliver training for selected Rural banks and their FBO clients in Financial and Agricultural Literacy. Activities undertaken under the project are presented:

  • Conduct of needs assessment;
  • Development of training manuals in key areas of Financial Literacy (budgeting, savings, loans and investment) and Agricultural Literacy (Citrus and Pineapple Production);
  • Conduct of training for Rural bank staff in Agricultural literacy
  • Conduct of training for farmers (which included youth and women) in financial literacy themes.
Period 2016

 

Project Title FINANCIAL LITERACY SENSITIZATION DESIGNATED TARGET GROUPS UNDER RAFiP
Client RURAL AND AGRICULTURAL FINANCE PROJECT
Assignment Description

 

CDC Consult Limited was contracted under the Rural and Agricultural Finance Programme (RAFiP) to facilitate a Training of Trainer programme Agricultural Extension Agents and Officers of MOFA and monitor training delivered by Agric Extension Agents and Officers to over 3,000 farmers (including youth and women groups) across the country in key messages of financial literacy. Activities undertaken as part of the intervention included:

Conduct of baseline study;

  • Training of over 200 agents and officers in financial literacy themes;
  • Roll Out of FBO training in financial literacy themes including budgeting, loans, savings, investment, insurance, remittances and money transfers, retirement planning, financial frauds and scams;
  • Coaching and monitoring support to agents and officers during training of farmers;
  • Training evaluation and reporting.
Period November 2014 – April 2016

 

Project Title TRAINING IN SOCIAL PERFORMANCE MANAGEMENT
Client GHASSFIN
Assignment Description

 

CDC Consult was engaged by the Ghana Association of Financial NGOs to undertake training in Social Performance management for their staff and member companies. As part of the modules of the training, the firm took participants through the whole concept of social performance including sessions on introduction to social performance; social performance indicators; social performance monitoring and social performance management.
Period 2015

 

Project Title TRAINING IN CLIENT PROTECTION PRINCIPLES
Client GHAMFIN
Assignment Description

 

CDC Consult was engaged by GHAMFIN to develop training materials for the training of practitioners in the microfinance sector on the Client Protection Principles.
Period 2015

 

Project Title FINANCIAL LITERACY TRAINING OF TRAINERS FOR SELECTED RURAL AND MICROFINANCE INSTITUTIONS (RMFIs) UNDER RAFiP
Client RAFiP
Assignment Description

 

CDC Consult Limited was contracted under the Rural and Agricultural Finance Programme (RAFiP) to deliver training in financial literacy to staff of selected rural and microfinance institutions. The firm was required to provide coaching and monitoring during training deliver by RMFI staff  over 2,000 clients (including youth and women groups) Key activities undertaken included the following:

  • Conduct of baseline study;
  • Conduct of Training of Trainers for 40 RMFIs in selected financial literacy themes;
  • Provision of coaching and monitoring of training of over 2,000 RMFI clients in financial literacy themes including budgeting, loans, savings, investment, insurance, remittances and money transfers, retirement planning, financial frauds and scams;
  • Training evaluation and reporting.
Period November 2014 – December 2015

 

Project Title TRAINING-OF-TRAINERS IN CORPORATE TOOLKIT FOR SELECTED BOARD MEMBERS AND STAFF OF KUAPA KOKOO FARMERS UNION
Client TWIN AND TWIN TRADING
Assignment Description

 

CDC Consult was engaged by Twin and Twin Trading Ltd to support the training of all 83,000 members of the Kuapa Kokoo Farmers Union on selected clauses and articles of the constitution. The assignment involved the

  • Identification of key areas and elements;
  • Development of user friendly training materials;
  • Facilitation of training of trainers (ToT) workshop for field staff and
  • Providing monitoring and coaching support in roll out of training to members of the Union.
Period Nov 2013- Feb 2014

 

Project Title TRAINING IN SOCIAL PERFORMANCE
Client GHAMFIN
Assignment Description

 

CDC Consult was engaged by the Ghana Microfinance Institutions Network to facilitate training in Effective Microfinance Training for Apex Association Staff and Officers. As part of the modules of the training, the firm took participants through the whole concept of social performance including sessions on introduction to social performance; social performance indicators; social performance monitoring and social performance management.
Period 2014

 

Project Title CAPACITY BUILDING INTERVENTION FOR NATIONAL EXECUTIVE COUNCIL (NEC) OF KUAPA KOKOO FARMERS UNION)
Client OIKOCREDIT AND KUAPA KOKOO FARMERS UNION
Assignment Description

 

CDC was engaged by Oikocredit to support the National Executive Council of Kuapa Kokoo Farmers Union. Assignment included the:

  • Conduct of diagnostics and training needs identification of NEC Members;
  • Development of training materials and
  • Delivery of training in the key areas of Association Governance and Finance for Non Finance Managers.

Part 2 of the intervention entailed the

  • Development of detailed manuals: NEC Operating Manual, Code of Ethics for NEC Members and Financial Reporting Toolkit for NEC Members;
  • Training of NEC members in understanding the manuals and how to use the manuals;
  • Provision of implementation support.
Period 2012/2013

 

Project Title TRAINING IN CREDIT RISK AND DELINQUENCY MANAGEMENT FOR THE MICRO CREDIT ASSOCIATION OF GHANA (MCAG)
Client GIZ/RESPONSIBLE FINANCE
Assignment Description

 

CDC Consult was engaged to train members of MCAG. Specific activities undertaken were: Consultations with MCAG leadership to get a clear understanding of the operations and risk profiles of the member micro-credit providers and the regulatory and supervisory requirements as well training needs assessment of MCAG; Development of appropriate training materials (notes etc. and training guide) with relevant practical illustrative examples on Credit Risk and loan Delinquency Management; Delivery of training to MCAG ToT team on Credit Risk and loan Delinquency Management.
Period 2013

 

Project Title TRAINING IN RISK BASED AUDITING FOR CRAN MICROFINANCE INTERNAL AUDIT DEPARTMENT
Client CRAN MICROFINANCE
Assignment Description

 

CDC Consult was engaged by CRAN Microfinance to train its audit staff in using risk based internal audit procedures for their audit. Activities undertaken include:

  • Development of training slides on risk based internal audit
  • Facilitation of training on risk based internal auditing
  • Report writing on training
Period 2010

 

Project Title CLIENT ORIENTATION AND PROTECTION FOR MFIs
Client GIZ/RESPONSIBLE FINANCE 
Assignment Description

 

CDC Consult was engaged by GIZ to undertake the following assignments: Review training materials and deliver training to the Board, Management, Frontline Staff and Credit Staff of Partner MFIs (Rural and Community Banks, Financial NGOs, Credit Unions and Microfinance Companies) of Responsible Finance Ghana and Evaluation as well as report on the training
Period 2012

 

Project Title TRAINING OF TRAINERS (TOT) WORKSHOP  
Client RURAL AGRICULTURAL FINANCE PROGRAMME (RAFiP)

BENEFICIARY INSTITUTIONS

  • GHANA ASSOCIATION OF MICROFINANCE COMPANIES (GAMC)
  • GHANA ASSOCIATION OF SAVINGS AND LOANS COMPANIES (GHASALC)
Assignment Description

 

CDC Consult was engaged by the Rural Agriculture Finance Programme (RAFiP) to conduct a three (3) day workshop on the Training of Trainer (ToT) for members of two (2) microfinance associations. The training was to equip the participants with the necessary skills to be able to deliver training to other members of the Association as well as provide capacity building programmes in their institutions.  The training was also intended to equip the Association to become a Technical Service Provider (TSP) so as to reduce their reliance on external consultants and trainers for its capacity building programmes and activities. Specific Tasks undertaken include the conduct of needs assessment, development of training materials and facilitation of Training of Trainers workshop and preparation of training report.
Period 2012

 

Project Title TRAINING IN ENTREPRENEURSHIP AND BUSINESS MANAGEMENT FOR OWIEABI WOMEN’S FOUNDATION (OWF)
Client OWIEABI WOMEN’S FOUNDATION (OWF)
Assignment Description

 

CDC Consult developed and facilitated training in entrepreneurship and business management for 15 women of the Owieabi Women’s Foundation, an NGO aimed at economically empowering women farmers around the Akosombo Dam. The training aimed at encouraging the women to start their own agri-based small scale enterprises and acquire knowledge and abilities to manage these small scale businesses.
Period 2012

 

Project Title TRAINING OF TRAINERS (TOT) UNDER THE AHAFO LINKAGES PROGRAM (ALP)
Client IFC AND NEWMONT GOLD GHANA LIMITED
Assignment Description

 

CDC Consult worked as Consultants on the Ahafo Linkages Program on a project to identify and train potential local business development service providers. Activities undertaken include: Training Needs Assessment of MSMEs; Identification and assessment of potential local BDS providers; Development of Training of Trainers Manual; Facilitation of Training Session for 24 Local Service Providers (including 10 polytechnic lecturers); Facilitation of Pilot Training Session for 118 MSMEs. A report was issued at the end of the assignment.
Period September 2011

 

Project Title TRAINING OF TRAINERS WORKSHOP FOR LOCAL CONSULTANTS AND TRAINING NEEDS ASSESSMENT WORKSHOP FOR THE AFRICA SCHOOLS LIBERIA PROGRAM
Client INTERNATIONAL FINANCE CORPORATION (IFC)
Assignment Description

 

CDC Consult was engaged by the IFC to conduct a Needs Assessment and Training of Trainers Program as part of the Africa Schools Liberia Program. Specific tasks undertaken include the development of appropriate instruments for the conduct of needs assessment and the facilitation of Training of Trainers workshop for consultants.  The workshop had the objective of building the knowledge capacity of local consultants.
Period Feb. – Mar. 2011

 

Project Title TRAINING IN CORPORATE GOVERNANCE
Client FEDERATION OF ASSOCIATIONS OF GHANAIAN EXPORTERS (FAGE)
Assignment Description

 

Facilitator engaged by SNV Ghana to facilitate training on Good Corporate Governance for the Management and Executive Council of FAGE. As part of this assignment, we reviewed challenges faced by the Executive Council of FAGE, developed training materials and delivered training to members of Management and Executive Council.
Period Feb. – Jun. 2011

 

Project Title ACHIEVING RESULTS ORIENTED TRAINING (AROT)
Client OPEN HOUSE COURSE
Assignment Description

 

CDC Consult organised an open house course on Achieving Results Oriented Training (AROT) a Training of Trainers programme. The training was to equip the participants with the necessary skills to be able to deliver training to other members of their institutions. The specific task undertaken was development of the training materials and facilitation of the training. The training was attended by 15 participants and they were presented with certificates after the training.
Period September 2011

 

Project Title TRAINING MANAGEMENT WORKSHOP
Client OPEN HOUSE COURSE
Assignment Description

 

CDC Consult organised an open house course on Training Management for Human Resource Managers, Training Centre Managers and Training Consultants. The workshop was to equip participants with the necessary skills to be able to manage their training departments and centres effectively. The specific tasks undertaken were the development of the training materials and the facilitation of training. The training was attended by 10 participants and they were presented with certificates after the training.
Period September 2011

 

Project Title FACILITATION OF SERIES OF WORKSHOP ON RE-ORIENTATION; CHANGE MANAGEMENT AND PROGRAMME MANAGEMENT
Client GERMAN DEVELOPMENT COOPERATION (GIZ)
Assignment Description

 

CDC Consult was engaged to undertake the following:

  • Design and facilitation of GIZ – Kofi Annan Peace Keeping Training Centre Workshop on Reorientation and Change Management (2011).
  • Design and facilitation of workshop on introduction of Micro Insurance Programme (2011).
  • Design and facilitation of workshop on Responsible Finance (2011).
Period 2011

 

Project Title INDIVIDUALIZED TRAINING AND HANDS-ON SUPPORT FOR ENTREPRENEURS
Client CENTRE FOR THE STUDY OF AFRICAN ECONOMIES (OXFORD UNIVERSITY)/INNOVATIONS FOR POVERTY ACTION
Assignment Description

 

CDC Consult was engaged as part of a research project to conduct of a needs assessment, prioritization of needs, the development of curricula and training materials for training, facilitation of training in 19 courses and the provision of hands-on support to over 20 entrepreneurs. Reports were submitted after each stage of the assignment.
Period Feb. – Jun. 2011

 

Project Title TRAINING IN BOOKKEEPING AND FINANCIAL MANAGEMENT
Client USADF / JUABEN OIL PALM OUTGROWERS COOPERATIVE SOCIETY (JOCOPOS)
Assignment Description

 

Developed training manuals and facilitated training in bookkeeping and financial management for over 50 leaders of JOCOPOS. The training aimed at equipping the leadership of the society with the requisite skills to manage finances of the society as well as their own agri-businesses.
Period 2010

 

Project Title SUPPORT PROGRAMME FOR ENTERPRISE EMPOWERMENT DEVELOPMENT (SPEED) 
Client SPEED (GIZ AND DANIDA SPONSORED)
Assignment Description

 

Training development and Training Delivery Support to SPEED Partner MFIs covering RCBs, FNGOs and Credit Unions. Specific courses and manuals developed covered the following:

  • Risk Management;
  • Cost Control and Financial Sustainability;
  • Treasury Management;
  • Financial Management;
  • Internal Controls and Audit;
  • Credit Management;
  • Portfolio Management;
  • Financial Reporting and Performance Analyses.
Period 2010

 

Project Title TRAINING IN RISK BASED AUDITING FOR SOCIAL SECURITY AND NATIONAL INSURANCE TRUST AUDIT DEPARTMENT
Client SSNIT
Assignment Description

 

CDC Consult was engaged by SSNIT to support its internal audit department by supporting them in using risk based internal audit procedures during their work.

Activities undertaken include:

  • Assessment of risks and internal control inherent in their operations through interviews.
  • Development of training slides on risk based internal audit.
  • Facilitation of training on risk based internal auditing.
  • Report writing on training.
Period 2010

 

Project Title TRAINING IN BUSINESS PLANNING
Client CENTRE FOR THE STUDY OF AFRICAN ECONOMIES (OXFORD UNIVERSITY)/INNOVATIONS FOR POVERTY ACTION
Assignment Description

 

CDC Consult was engaged as part of a research project to develop and deliver training in Business Planning to over 200 entrepreneurs in different sectors including agri-business. Hands-on support was provided to participants in the development of their business plans. A Process Report was submitted after the training.
Period Feb. – Jun. 2010

 

Project Title TRAINING IN BUSINESS PLAN DEVELOPMENT AND INDIVIDUALIZED TRAINING AND HANDS-ON SUPPORT FOR ENTREPRENEURS
Client CENTRE FOR THE STUDY OF AFRICAN ECONOMIES (OXFORD UNIVERSITY)/INNOVATIONS FOR POVERTY ACTION
Assignment Description

 

CDC Consult was engaged as part of a research project to establish the linkage between business training and business performance. Activities undertaken included development of training materials and the facilitation of training to 20 entrepreneurs at the pilot stage and about 227 entrepreneurs in the roll out programme.
Period Feb. 2009, Mar. – September 2010

 

Project Title GIZ AND DANIDA SUPPORT PROGRAMME FOR ENTERPRISE EMPOWERMENT DEVELOPMENT (SPEED)
Client GIZ/DANIDA
Assignment Description

 

CDC Consult was engaged on the GIZ and DANIDA Support Programme for Enterprise Empowerment Development to design and delivered several training for Rural and Community Banks, Financial NGOs and Savings & Loans Companies as part of the SPEED Programme. Specific areas of training developed and delivered include: Treasury Management; Risk Management; Financial Management; Cost Control and Sustainability.
Period 2008 – 2009

 

Project Title CDC/ UNITED NATIONS DEVELOPMENT PROGRAMME (UNDP) MSME CAPACITY BUILDING PROJECT
Client UNDP
Assignment Description

 

CDC Consult engaged on the United Nations Development Programme (UNDP)’s MSME Capacity Building Project. The project included the design and delivery of training in the following modules: Loan Portfolio Analysis and Delinquency Management for MFIs Credit Management; Management Information Systems; Financial Management; Risk Management; Internal Controls and Fraud Management.
Period 2008 - 2009

 

Project Title TRAINING IN INTERNAL AUDIT FOR STAFF OF INTERNAL AUDIT DEPARTMENT OF GHANA EDUCATION SERVICE (GES)
Client DFID
Assignment Description

 

CDC Consult worked in Consortium engaged by DFID to train over 200 GES internal audit staff on professional and best practices in undertaking internal audit. Key modules included Internal Control Systems; Internal Control Systems Evaluation, Report Writing and Organisation of Working Paper Files. Activities undertaken include:

  • Development of training slides on internal audit processes and procedures.
  • Facilitation of training on internal auditing.
  • Report writing on training.
Period 2004

Project Title SUPPORTING THE OUTREACH OF AGRICULTURAL INSURANCE SERVICES TO COMMERCIAL FARMERS IN GHANA
Client GIZ
Assignment Description

 

CDC Consult has been contracted by GIZ on a project aimed at supporting the development of the Ghanaian agricultural insurance market in an effective and sustainable way through supporting the distribution and solicitation of agricultural insurance for underserved commercial farmers. Activities under the project include the following:

  1. Conduct a business and market analysis for GAIP, specifically on its commercial farmer segment
  2. Develop a framework on how to improve the operational excellence of GAIP
  3. Design a marketing/outreach strategy and business plan for the distribution and marketing of agricultural insurance to underserved commercial farmer segment
  4. Conduct two pilot trials for the implementation of the marketing/outreach strategy and business plan
  5. Prepare and conduct theoretical and practical trainings (two trainings)
  6. Assist in the implementation of the marketing/outreach strategy and business plan
  7. Report the project progress to all parties of the project
Period August 2018

 

Project Title SOCIAL PERFORMANCE AUDIT
Client MICCIP/AFD/GAMC
Assignment Description

 

As part of the deliverables under the Microfinance Capacity Improvement Project (MICCIP), CDC Consult was assigned to audit selected Microfinance Companies (MFCs) on the state of compliance with Social Performance standards. The assignment included the audit of the companies and the generation of audit reports. Under this deliverable, 15 microfinance companies were audited.
Period 2018

 

Project Title RISK MANAGEMENT GUIDELINES FOR GHANA’S MICROFINANCE INDUSTRY
Client GIZ/BANK OF GHANA
Assignment Description

 

CDC Consult was engaged by the GIZ and Bank of Ghana to develop risk management guidelines for Ghana’s Microfinance Industry. The guidelines provide step by step procedures for rolling out provisions in the Banks and Specialized Deposit–Taking Institutions Act, 2016 (Act 930) and the Business Rules and Sanctions for Microfinance Institutions. Several engagements were held with officials from the Bank of Ghana, GHAMFIN, other microfinance associations, micro lenders, microfinance companies and Financial NGOs.
Period 2017-2018

 

Project Title DEVELOPMENT OF FUND MANAGEMENT SYSTEM
Client HOPE FOR FUTURE GENERATION
Assignment Description

 

CDC Consult was engaged to set-up the Fund Management system of Hope for Future Generation, an NGO. This is to ensure best practice procedures in HFFG’s funds management system with full complement of internal control environment. As part of the assignment, we developed a fund management policies and procedures manual for the institution.
Period 2015

 

Project Title DEVELOPMENT OF FINANCIAL REPORTING MANUAL AND TEMPLATES
Client KUAPA KOKOO
Assignment Description

 

CDC Consult was engaged to develop a financial reporting toolkit and templates in Excel.  The assignment involved reviewing existing reporting templates of Kuapa Kokoo, developing a toolkit and reporting templates and developing guidelines on how to use the templates.  The objective of the assignment was to provide association executives with a concise financial report to keep them updated on their financial and operational activities.
Period 2015

 

Project Title DEVELOPMENT OF FIVE-(5)-YEAR STRATEGIC PLAN
Client GHANA COOPERATIVE CREDIT UNIONS ASSOCIATION (CUA) LIMITED
Assignment Description

 

CDC Consult was engaged by the Credit Unions Association to develop a five (5) year strategic plan to support it in improving services it offers it member credit unions. The engagement entailed current situation assessment, development of objectives, development of strategies, costing and implementation action plan.
Period 2015

 

Project Title VALUATION OF OFS MICROFINANCE LTD.
Client OFS MICROFINANCE COMPANY LTD.
Assignment Description

 

CDC Consult carried out a valuation of OFS Microfinance Company Limited. Activities undertaken by CDC Consult include the review of the microfinance industry in Ghana; review of financial and non-financial data on the company including audited accounts, management accounts and explanations to the accounts; estimation of the value of company; and the development of the proposal on the value of company.
Duration April 2014

 

Project Title DEVELOPMENT OF STRATEGIC BUSINESS PLAN FOR SAVANNAH FARMERS MARKETING COMPANY LIMITED
Client OIKO CREDIT
Assignment Description

 

CDC was engaged to develop a five year strategic business plan. The assignment entailed interview of FBOS on the benefits and challenges encountered in their relationship with the farmers, facilitation of a strategy session, development of a business plan and financial projection to determine both operational and financial challenges and a validation workshop to approve of business plan.
Period 2014

 

Project Title DEVELOPMENT OF A FIVE (5)-YEAR BUSINESS PLAN FOR THE GHANA INSURANCE COLLEGE
Client GHANA INSURANCE COLLEGE
Assignment Description

 

CDC Consult in collaboration with the Micro Insurance Centre developed a five year business plan for the Ghana Insurance College. CDC Consult was charged with the responsibility of undertaking a comprehensive market assessment of Ghana’s insurance sector from which data was used to develop the market assessment section of the Business Plan.
Period 2014

 

Project Title MICROFINANCE TECHNICAL SERVICE PROVIDER
Client OIKO CREDIT
Assignment Description

 

The assignment was aimed at implementing effective risk management systems and structures in Oiko Credit Partner Institutions (Amanten and Kasei Rural Bank; Bonzali Rural Bank and Bosomtwe Rural Bank).

Activities undertaken as part of the technical assistance programme included the following:

•        Review of existing documentation, manuals and reports of the banks;

•        Assessment of branch management and staff risk awareness levels;

•        Facilitation of training for selected peer trainers from the bank’s branches;

•        Conduct of SWOT and risk assessment workshop for board and management of the banks.

Period 2014

 

Project Title DESIGN OF RISK BASED SUPERVISION MANUAL FOR THE SUPERVISION OF OPERATIONS IN THE MICROFINANCE SECTOR
Client GIZ
Assignment Description

 

CDC Consult developed Risk Based Supervision Manuals to support the supervision of institutions operating in the respective microfinance tiers.  Specific beneficiaries include the Credit Union Association (CUA); Ghana Microfinance Companies (GAMC); Money Lenders association of Ghana (MLAG)
Period 2013

 

Project Title FIVE (5) YEAR STRATEGIC PLAN
Client CENTRAL UNIVERSITY
Assignment Description

 

CDC Consult was engaged by Central University to support the University in the development of a five (5) year strategic business plan and financing document for purposes of sourcing funding from the IFC to expand the operations of the University.
Period 2013

 

Project Title FIVE (5) YEAR BUSINESS PLAN
Client PEARL INSURANCE BROKERS LIMITED
Assignment Description

 

CDC Consult was engaged by Pearl Insurance Brokers Limited, a start-up company, to develop a 5 year business plan for the company. The plan was designed to guide them  in the initial set up (entry strategies) and operation of the firm as well as serve as communication tool for management, staff and other stakeholders.
Period 2013

 

Project Title FIVE-(5)-YEAR STRATEGIC BUSINESS PLAN
Client GHANA AGRICULTURAL INSURANCE POOL (GAIP)
Assignment Description

 

CDC Consult developed a five (5) year strategic plan and supporting business plan for the Ghana Agricultural Insurance Pool (GAIP). The assignment entailed reviewing initial results of the Pool, supporting the board and development partner to determine the core objectives for the plan period, development and costing of the strategies to be implemented.
Period 2012

 

Project Title DEVELOPMENT OF FIVE (5) YEAR STRATEGY DOCUMENT
Client TF FINANCIAL SERVICES
Assignment Description

 

CDC Consult worked with management of TF Financial Services to review the organizational mandate, corporate objectives, products and market among others. Deriving from a strategy session, a detailed business plan was developed for the company.
Period 2012

 

Project Title DEVELOPMENT OF BUSINESS PLANS AND TRAINING
Client IFC GHANA SCHOOLS SUPPORT PROGRAMME
Assignment Description

 

CDC Consult was contracted to develop business plans and provide training for private schools under the Ghana Private Schools Support Programme. The specifics undertaken under the assignment include facilitating the development of strategic business plans for 35 private schools; provision of training in financial management for over 80 school owners and administrators in Accra, Ho and Sunyani. Strengthening of the schools’ administration, governance, people and financial management practices.
Period May – Jun. 2011

 

Project Title CURRENT SITUATION ASSESSMENT AND FINANCIAL MANAGEMENT SYSTEMS FOR THE PINEAPPLE INDUSTRY (BOMARTS FARMS)
Client TRADE INVESTMENT PROGRAM FOR A COMPETITIVE EXPORT ECONOMY (TIPCEE)
Assignment Description

 

CDC Consult undertook an assignment which involved the identification of operational gaps between current practices and best practice financial management environment and developed and implemented an improved financial and management information systems. Specific activities included:

•   Current situation assessment and identification of gaps in the areas of financial planning, cashflow management, working capital management, financial reporting, costing framework and financial performance review ice

•   Recommendations to close gap based on best practices and resources (human, technology and other operational assets available.

Period 2011

 

Project Title DEVELOPMENT OF BUSINESS PLANS FOR TWENTY (20) SCHOOLS
Client IFC GHANA SCHOOL FINANCE PROGRAMME
Assignment Description

 

CDC Consult has worked with twenty (20) private schools under the IFC Ghana Private Schools Support Program to develop business plans to support school management and sourcing of finance from financial institutions.
Period 2011

 

Project Title ENTERPRISE EXPANSION INVESTMENT PROGRAMME
Client USADF (UNITED STATES AFRICAN DEVELOPMENT FOUNDATION)
Assignment Description

 

CDC Consult Limited was contracted to provide technical assistance support in the in the areas of Training, Development of Business and Marketing Plans, Development of Accounting and Financial Management Systems; Setting up of Credit Operating Schemes(Revolving Loan Fund) to USADF supported projects in the agriculture and agro-processing sectors of Ghana.
Period Sep 2010- Mar 2011

 

Project Title PROCESS MAPPING (RISK ASSESSMENT PROCEDURE) FOR ATWIMA KWANWOMA RURAL BANK
Client SPEED GHANA
Assignment Description

 

CDC Consult in Partnership with Micro Save was engaged by SPEED Ghana to assess processes of the institution to ascertain areas of risk and introduce relevant controls over them. Credit, back office and front office processes and procedures were mapped. Activities undertaken included:

  • Development of  process maps using Microsoft Visio
  • Identification of gaps and risks inherent in the processes
  • Development of internal controls to curb or eliminate risks inherent
  • Streamlining of processes to reduce risks envisaged.
  • Procedures manual on area investigating.
Period 2010

 

Project Title IT AUDIT AND INTERNAL CONTROLS INTERVENTION FOR AHANTAMAN RURAL BANK
Client SPEED GHANA
Assignment Description

 

CDC Consult was engaged by SPEED Ghana to assess the internal audit environment of the bank and provide services to establish an effective internal audit function. Activities undertaken include:

  • Development of IT internal controls procedures manual.
  • IT risk based internal audit procedures manual.
  • Training of internal audit department staff.
  • Development of IT strategy policy manual.
  • Job description for the IT department.
  • Development of Report on Gaps
Period 2010

 

Project Title DESIGN AND DELIVERY OF TRAINING IN RISK MANAGEMENT AND BUSINESS CONTINUITY PLANNING FOR FIRST ALLIED SAVINGS AND LOANS COMPANY
Client GIZ/SPEED
Assignment Description

 

CDC Consult was engaged by GIZ/SPEED Ghana to developed and deliver training in Risk Management and Business Continuity Planning for the management team of First Allied savings and Loans Company.
Period 2010

 

Project Title DEVELOPMENT OF BUSINESS AND MARKETING PLAN FOR FORWARD EVER YOUTH COOPERATIVE VEGETABLE FARMING/MARKETING SOCIETY
Client UNITED STATES AFRICAN DEVELOPMENT FOUNDATION (USADF)
Assignment Description

 

CDC Consult was engaged to develop a business and marketing plan for Forward Ever, an outgrower vegetable farmers association. The assignment involved the facilitation of a session with the leaders on the strategic direction, marketing and sustainability of the association.
Period 2010

 

 

 

 

 

 

Project Title DEVELOPMENT OF BUSINESS PLAN FOR CHRISTIAN MOTHERS ASSOCIATION (CMA)
Client USADF
Assignment Description

 

Developed a business plan for Christian Mothers Association, an association of women involved in sheanut picking and processing in Damongo.  The business plan aimed at developing a strategic direction, marketing and sustainability plans for the association as well as evaluating the association’s financial feasibility and economic viability. The assignment involved the facilitation of a strategy session with the leaders of the association.
Period 2010

 

 

Project Title TRAINING IN FINANCIAL MANAGEMENT FOR EDEN TREE OUTGROWERS CO-OPERATIVE (2010)
Client USADF / EDEN TREE
Assignment Description

 

Conducted training needs assessment, developed training manuals and facilitated training in Financial Management for 72 outgrower vegetable farmers of the co-operative.  Selected training modules include: Financial Record Keeping, Costing, Budgeting and Preparation of Reports.
Period 2010

 

 

 

Project Title DEVELOPMENT OF BUSINESS AND MARKETING PLAN FOR FORWARD EVER YOUTH COOPERATIVE VEGETABLE FARMING/MARKETING SOCIETY
Client UNITED STATES AFRICAN DEVELOPMENT FOUNDATION (USADF)
Assignment Description

 

CDC Consult was engaged to develop a business and marketing plan for Forward Ever, an outgrower vegetable farmers’ association. The assignment involved the facilitation of a session with the leaders on the strategic direction, marketing and sustainability of the association.
Period 2010

 

 

Project Title DEVELOPMENT OF STRATEGIC BUSINESS PLANS AND OTHER BUSINESS DEVELOPMENT SERVICES FOR FIVE (5) ASSOCIATIONS
Client USAID-AGRIBUSINESS AND TRADE PROMOTION (ATP)
Assignment Description

 

Facilitation of strategic planning sessions for leaders of the association and the development of strategic business plans for five (5) USAID-ATP partner associations in the agribusiness sector. The associations supported were, Agribusiness and Trade Promotion Association (AGRITA); Ejura Maize Value Chain Association; Progressive Onion Farmers and Traders Cooperative Association; Pens Food Bank Enterprise Limited and Techiman Buyers and Sellers and Transport Cooperative Society.
Period 2010

 

 

Project Title GHANA COUNTRY FEASIBILITY STUDY ON THE ESTABLISHMENT OF A GUARANTEE FUND IN GHANA
Client DANIDA
Assignment Description

 

CDC Consult was engaged by DANIDA to undertake a feasibility study on the establishment of a guarantee fund for supporting expansion of lending to SMEs in Ghana. The assignment involved field interviews with key lending organisations in the country including SME financiers, Capital providers, Guarantee providers, The Stock Exchange as well as the regulator (Bank of Ghana). Results of the interviews were analysed in conjunction with secondary data to determine the feasibility of establishing a Guarantee Fund in Ghana.
Period May, 2010

 

Project Title INSTITUTIONAL ASSESSMENT AND DEVELOPMENT OF STRATEGIC BUSINESS PLAN FOR PARTNER INSTITUTIONS
Client UNITED NATIONS DEVELOPMENT PROGRAMME (UNDP) - MSME CAPACITY BUILDING PROJECT
Assignment Description

 

CDC Consult was selected together with 2 other Ghanaian firms to serve as Technical Service Providers (TSPs) as part of the UNDP/GoG MSME Capacity Building Project. As part of this assignment CDC Consult conducted institutional assessment for seven (7) institutions comprising rural banks and financial NGOs. In addition, CDC facilitated the development of Strategic Business Plans for 5 institutions and Training of staff of the institutions; Training in MIS, Internal Controls and Fraud Prevention, Portfolio Analysis and Delinquency Management for PMFIs; Implementation of Loan Performer Software for the five (5) PMFI and the Training of Staff in the use of the software.
Period 2007-2010

 

Project Title ENTERPRISE EXPANSION INVESTMENT PROGRAMME
Client USADF
Assignment Description

 

CDC Consult Limited was contracted to provide technical assistance support in the in the areas of Training, Development of Business and Marketing Plans, Development of Accounting and Financial Management Systems; Setting up of Credit Operating Schemes(Revolving Loan Fund) to USADF supported projects in the agriculture and agro-processing sectors of Ghana.

1.      Development of Business and Marketing Plan for Forward Ever Youth Co-operative Vegetable Farming Society (Forward Ever)

2.      Development of Business Plan for Christian Mothers Association, an NGO

3.      Development of Business and Marketing Plan for Naasakle

4.      Setting up of Credit Operating Scheme (Revolving Loan Fund) for Eden Tree Outgrowers Co-op.

5.      Development of Accounting, Financial and Funds Management System for JOPOCOS (Juaben Oil Palm Outgrowers Co-operative Society)

6.      Training in Bookkeeping and Funds Management for JOPOCOS

7.      Training in Financial Management for JOPOCOS

8.      Training in Financial Management for Eden Tree Outgrowers Co-operative

Period 2008

 

Project Title DEVELOPMENT OF STRATEGIC BUSINESS PLANS FOR FIVE UNDP PARTNER MFIS/
Client UNITED NATIONS DEVELOPMENT PROGRAMME (UNDP) AND GOVERNMENT OF GHANA (GOG)
Assignment Description

 

CDC Consult was assigned to developed 5-year strategic business plans for five (5) UNDP Partner MFIs as part of the institutional building of MFIs under the UNDP/GoG MSME project. The firm assisted each MFI as part of the business plan development process to: streamline their vision, mission, goals and objectives; undertake environmental analysis; refine their microfinance products & services; redefine their markets, clients, marketing channels and marketing strategies; identify resource needs; undertake financial projections; and design short to medium term strategies for the institution.  Beneficiary institutions include: Borimanga Rural Bank; Grameen Ghana; Maata-N-Tudu Association; SENS Program; and Ghana Developing Communities Association.
Period 2008

 

Project Title FACILITATION AND DEVELOPMENT OF STRATEGIC AND BUSINESS PLAN
Client CHRISTIAN RURAL AID NETWORK (CRAN)
Assignment Description

 

CDC Consult was engaged by CRAN an NGO operating in the fields of Microfinance and Social development to facilitate a Strategic Planning Session and also develop a ten (10) year Strategic Plan and five (5) -year business plan for the institution. The session involved a detailed three year review of the operations of the institution, determination of strategic issues, development of objectives and strategies.
Period 2008

 

Project Title DEVELOPMENT OF STRATEGY DOCUMENT
Client MILLICOM GHANA (TIGO)
Assignment Description

 

CDC Consult was engaged to work with the Senior Management team of TiGO, a mobile telephone company to facilitate strategy session and develop a document that outlines the key objectives of the company in line with its vision and mission statement and to develop strategies that will promote the attainment of the objectives.
Period 2007

Project Title RECRUITMENT OF BOARD OF DIRECTORS
Client POPULATION SERVICES INTERNATIONAL
Assignment Description

 

CDC Consult was contracted to recruit the board of directors for Population Services International as part of broader activities to establish a strong, sustainable local social marketing organization that can operate independently by the end of the project period. Activities undertaken included design and development of job description and person specification; headhunting; recruitment of candidates; shortlisting and selection and orientation of directors.
Period 2017

 

Project Title RECRUITMENT OF A CHIEF FINANCIAL OFFICER
Client KUAPA KOKOO
Assignment Description

 

CDC Consult was contracted to recruit a Chief Finance Officer for Kuapa Kokoo Farmers Union, a farmer based organisation. Activities undertaken as part of the assignment included job evaluation, design and development of job description and person specification; advertisement of vacancies; recruitment of candidates; shortlisting and selection.
Period 2014

 

Project Title RECRUITMENT OF GENERAL MANAGER
Client GHANA AGRICULTURAL INSURANCE POOL (GAIP)
Assignment Description

 

CDC Consult was contracted to recruit a General Manager for the Ghana Agricultural Insurance Pool. Activities undertaken as part of the assignment included design and development of job description and person specification; advertisement of vacancies; recruitment of candidates; shortlisting and selection

 

Period 2013

 

Project Title RECRUITMENT OF CHIEF EXECUTIVE OFFICER
Client ATWIMA KWANWOMA RURAL BANK
Assignment Description

 

CDC Consult was contracted to recruit a Chief Executive Officer for Atwima Kwanwoma Rural Bank. Activities undertaken as part of the assignment included design and development of job description and person specification; advertisement of vacancies; recruitment of candidates; shortlisting and selection
Period 2010

 

Project Title RECRUITMENT OF FINANCE MANAGER
Client CENTRE FOR PROFESSIONAL SYSTEMS AND SERVICES
Assignment Description

 

CDC Consult was contracted to recruit a Finance Manager for Centre for Professional Systems and Services. Activities undertaken as part of the assignment included design and development of job description and person specification; advertisement of vacancies; recruitment of candidates; shortlisting and selection
Period 2012

 

Project Title RECRUITMENT OF HEAD OF FINANCE
Client FLG MICROFINANCE COMPANY LIMITED
Assignment Description

 

CDC Consult was contracted to recruit a Head of Finance for FLG Microfinance Company Limited. Activities undertaken as part of the assignment included design and development of job description and person specification; advertisement of vacancies; recruitment of candidates; shortlisting and selection
Period 2012

 

Project Title RECRUITMENT OF SENIOR MANAGER AND OPERATIONS MANAGER
Client CAMELOT GHANA LIMITED
Assignment Description

 

CDC Consult was contracted to recruit a Senior Manager and Operations Manager for Camelot Ghana Limited. Activities undertaken as part of the assignment included design and development of job description and person specification; advertisement of vacancies; recruitment of candidates; shortlisting and selection.
Period 2011

 

Project Title RECRUITMENT OF EXECUTIVE SECRETARY
Client AHAFO LOCAL BUSINESS ASSOCIATION
Assignment Description

 

CDC Consult was contracted to recruit an Executive Secretary for Ahafo Local Business Association. Activities undertaken as part of the assignment included design and development of job description and person specification; advertisement of vacancies; recruitment of candidates; shortlisting and selection.
Period 2011